Agentic AI · built into your product

We build agentic copilots inside your SaaS — governed and audit-ready.

A conversational, action-taking AI layer over your own product and APIs — with scenario simulation, multi-step actions, and governance built in. Ready for the EU AI Act and your enterprise customers' risk reviews.

FinTechWealthTechHealthTechInsurTech+ every agent-ready SaaS
Copilot · over your product & APIs
AdvisorIf this client retires two years early, what happens to their drawdown plan?
CopilotRunning a what-if simulation across their portfolio… Drawdown sustainable to age 91 at current spend. I've drafted the revised plan and logged the assumptions for review.
Audit trail loggedHuman-in-the-loop · model-risk evidence
End-to-end product development

AI-powered SDLC — we build your whole product, discovery to deployment.

Not just a copilot — the entire build. Our AI-powered SDLC takes you from idea to production across discovery, design, engineering, testing and deployment — moving at AI speed, with your team approving every gate.

DiscoveryDesignEngineeringTestingDeploymenthuman in the loop throughout
AI-native SDLC · discovery → deployment
Build with AIWe build your whole product with AI — discovery, design, code, test and deploy — moving at AI speed with your team in control at every gate.
DiscoverDesignBuildTestDeploy
Human in the loopyou approve every gate

Trusted by SaaS & product teams across the US, UK, Europe & Singapore

Client logoClient logoClient logoClient logoClient logoClient logoClient logoClient logoClient logoClient logo

Why now

Two waves are breaking at once. Most SaaS companies get caught by one of them.

Every software product now needs an AI interface — and a growing share of them need to prove that interface is safe. The window to lead on both is open right now.

01
WAVE 01 · AGENT-READY

Every product needs an AI interface.

MCP has become a cross-vendor standard backed by Anthropic, OpenAI, Google, Microsoft and AWS. SaaS products that aren't agent-ready are already starting to lose enterprise deals that require AI interoperability — and most teams can't build a good agentic interface fast.

02
WAVE 02 · COMPLIANCE

AI now has to be provably safe.

The EU AI Act's high-risk rules are in force — and the US is moving the same way. Colorado's AI Act, a wave of state-level laws, and the NIST AI Risk Management Framework are fast becoming the bar. For credit, lending, healthcare and hiring decisions, governed AI is turning into a condition of doing business — and your enterprise customers' security and risk reviews already demand it, wherever you're based.

88%
of mid-market SaaS, fintech & healthtech firms aren't ready for the AI rules now arriving
~29%
of organizations feel ready to even secure agentic deployments
50%
of governments worldwide are set to mandate responsible AI by 2026 — the US and EU included

What we build

Four ways we put AI to work inside your product.

From a governed copilot to building the whole product with AI. Hover each to see what it looks like in practice.

01
Agentic Co-Pilot

A governed AI layer over your product & APIs.

02
AI-Powered SDLC

Build the whole product, discovery to deployment.

03
AI Consulting

Strategy and a governed roadmap that ships.

04
Agentic AI Development

Custom multi-agent systems on your data.

Agentic copilots inside your product

A conversational, action-taking AI layer over your own product and APIs — governed by design.

Conversational interface to your product

Users ask in plain language and get answers grounded in your own data — not a chatbot bolted on the side.

Scenario & what-if simulation

Run forward-looking models in-product so users explore outcomes, not just records.

Multi-step, action-taking workflows

It doesn't just answer — it executes multi-step actions across your APIs, with approvals where they matter.

Governed by design

Audit trails, human oversight and model-risk evidence built in from day one.

AI-powered SDLC — discovery to deployment

Not just a copilot, the entire build — AI across the full lifecycle, with your team approving every gate.

Discovery & product definition

We shape the product with AI-assisted research, scoping and architecture before a line of code.

AI-accelerated engineering

Code generated, reviewed and refactored with AI — shipping faster without losing control.

Automated testing & QA

AI generates and runs tests across the stack so quality keeps pace with speed.

Deploy & iterate

CI/CD and observability wired in, with humans approving every gate to production.

AI strategy that ships — not slideware

We find where AI actually moves your numbers, then hand you a governed roadmap you can execute.

Use-case discovery

We find where AI moves your numbers — not where it looks good in a demo.

ROI & build-vs-buy modelling

Every opportunity scored on value, effort and model-risk before you commit.

Architecture & data readiness

A pragmatic blueprint for your stack, data and integrations — built to scale.

Governed roadmap

A sequenced plan you can execute — with governance and compliance built in.

Custom agents that do the work

Multi-agent systems and MCP integrations on your data — autonomous where it's safe, supervised where it matters.

Multi-agent orchestration

Planner, retriever and executor agents coordinated to complete real work end to end.

MCP & tool integration

Agents connected to your APIs, data and tools through the open standard.

Memory & retrieval

Grounded in your data with retrieval and memory, so agents act on truth.

Guardrails & oversight

Autonomous where it's safe, supervised where it matters — every action auditable.

Built for trust

Your AI clears the review — instead of stalling in it.

A copilot that works isn't enough if it can't satisfy a regulator or pass your enterprise customers' security review. Your AI has to be explainable, controllable and provable, or it gets stuck in procurement. We build that in from the first line — so your launch ships on time and your deals don't wait on a risk questionnaire.

  • Audit trails on every action — so you can show exactly what your AI did, and why.
  • Human-in-the-loop controls — approvals and guardrails that keep your team in command.
  • AI-Act-aligned documentation — ready the day a regulator or customer asks.
  • Model-risk evidence built in — not scrambled together after an audit request.
Built in

Your copilot ships governed.

Governance isn't a separate phase or a line item you discover later. Everything we build for a regulated product comes audit-ready — so you never have to choose between moving fast and passing review.

Already live?

We make your existing AI review-ready.

Already have AI in production? We assess, document and harden your current agents and copilots for the EU AI Act, US frameworks like NIST AI RMF and state laws, and your customers' security reviews — so what you've shipped holds up to scrutiny.

EU rules in force · US rules arriving →

Who we build for

Built for SaaS — proven where AI has to be trusted.

We bring the agentic engineering and the governance layer; your team brings the domain. That pairing matters most in regulated software — so that's where we focus first. Wherever you sit, your experts stay in the loop and own every decision the AI supports.

Regulated

FinTech & WealthTech

Advisory copilots, payments agents and in-product simulation — governed for credit and financial-decisioning scrutiny.

Regulated

HealthTech

Agentic interfaces over clinical and operational software, built to the documentation and oversight bar that high-risk health AI demands.

Regulated

InsurTech

Copilots for insurance software — quoting, underwriting support and policy workflows — with auditability built into every step.

Every other vertical

All SaaS & AI products

If your product would be better with an agentic copilot — or you need it built end to end — we do that, lighter on the compliance scaffolding, same engineering depth. The regulated work just means we over-build for trust by default.

Why Focaloid

AI-first. Governance-first. Proven for over a decade.

We're an AI-first, governance-first engineering partner — from AI strategy to a single copilot to your whole product built end to end. You get the speed the market now demands and the controls your customers and regulators require, from a team that has shipped software for years.

13+years building software
200+clients served globally
ISO 27001certified
Databrickspartner
01

AI-first, end to end

AI is how we work, not a practice bolted onto a services shop. We discover, design, build, test and run software the agentic way — so you move at the pace the market now sets.

02

Governance-first

Trust isn't a final phase. Audit trails, human oversight and model-risk evidence ship with everything we build — so your AI clears reviews instead of stalling in them.

03

One partner across the journey

AI strategy, a single copilot, or your whole product built end to end — without stitching three vendors together to go AI-native.

04

Enterprise-grade by default

ISO 27001-certified processes and a Databricks partnership: the security your team expects and an enterprise data-and-AI stack you won't outgrow.

05

Proven, not experimental

13+ years in software and 200+ clients served globally — the delivery muscle behind our AI work is battle-tested.

06

Enterprise rigor, mid-market speed

The discipline of a large integrator at the pace — and price — a growing company can actually move at.

Proof, in production

Copilots already live with regulated SaaS companies.

Not pilots, not prototypes — agentic copilots running on real products, in the exact verticals we specialise in.

WealthTech

An MCP copilot over their internal APIs lets financial advisors run retirement and life-scenario simulations directly in-product — turning a system of record into a system of advice.

In production
FinTech · Payments

Payments agents that handle multi-step payment workflows — reasoning over the client's own data and taking action across their APIs, not just answering questions.

In production
InsurTech

An agentic copilot for insurance software, built over their product and APIs with auditability and oversight designed in from the first line.

In production

How we engage

Land small. Expand with proof.

Whether it's a copilot, an AI-powered build, a strategy sprint or custom agents — the path is the same: a focused first step, governed from day one, that expands as the value compounds.

Step 01

Discovery call

A 30-minute conversation to understand your product and goals, and pinpoint where AI moves the needle first.

Step 02

Scoped first engagement

A fixed-scope first project — a copilot, a consulting sprint, or a build — designed to prove value fast and be easy to say yes to.

Step 03

Build with governance

We design, build and harden it with you — audit trails, oversight and security baked in from the first line, not bolted on later.

Step 04

Scale & evolve

Extend across your product and roadmap — more agents, deeper builds, ongoing partnership as you go AI-native.

Let's build

Ready to put AI to work — and prove it's safe?

Book a 30-minute call with our team. Whether you need an agentic copilot, an AI-powered build, a strategy roadmap or custom agents, we'll map the highest-value first step — and the governance to ship it with confidence.

No pitch deck marathon. A working conversation with people who've shipped this.

DatabricksPartnerISO 27001Certified
Book a discovery call